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Website Terms

Terms of Service

These terms govern access to and use of the IBDream website, including public pages, contact forms, and informational materials.

Last updated: July 9, 2026

Use of Website

You may use this website for lawful informational and inquiry purposes only. You agree not to disrupt the website, attempt unauthorized access, submit misleading information, or use the site to transmit harmful code.

We may update, suspend, or restrict website features at any time without notice.

Informational Content

Website content is provided for general informational purposes related to AML technology research, career consulting and training, labor relations consulting, and integrated advisory service planning.

Content may be updated or removed, and we do not guarantee that all materials are complete, current, or applicable to a specific organization, role, jurisdiction, or regulatory context.

No Legal or Financial Advice

Nothing on this website constitutes legal, financial, tax, investment, employment, immigration, compliance, or regulatory advice.

You should consult qualified counsel, financial professionals, compliance officers, or other appropriate advisors before acting on matters that require professional judgment.

Consulting Engagements

Submitting a contact form does not create a client relationship, advisory engagement, confidentiality obligation beyond ordinary inquiry handling, or commitment to provide services.

Any paid engagement, deliverable, scope, fee, timeline, or confidentiality obligation must be documented in a separate written agreement.

Intellectual Property

The website design, text, structure, and materials are owned by or licensed to IBDream unless otherwise stated.

You may not copy, resell, republish, or create derivative commercial materials from this website without written permission.

Limitation of Liability

To the maximum extent permitted by law, IBDream is not liable for indirect, incidental, consequential, special, or punitive damages arising from website access, website unavailability, or reliance on website content.

Your sole remedy for dissatisfaction with the website is to stop using it.

This page is general website policy information and is not legal advice. For jurisdiction-specific requirements, consult qualified counsel.

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